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How do I make a claim under UHIP?

Making a claim means requesting payment for your medical expenses where you were required to pay for the service upfront. A completed UHIP claim form provides Sun Life all the necessary information from your medical visit, such as the location, the type of service and the cost of treatment.  Always bring a claim form with you when visiting a health care provider.

To learn how to complete a claim form, click here for step-by-step instructions.

When to submit a UHIP Claim Form 
When visiting a preferred health care provider, they may send the request for payment directly to Sun Life. You will still be required to fill out a claim form and give it to the health care provider. 

However, not all health care providers will send the request for payment directly to Sun Life. In this case, you will have to pay out of pocket for your medical expenses. You will then need to submit a claim form to Sun Life in order to request reimbursement. If you are submitting the form yourself, always make sure to attach the original receipts or bills and have your form signed by the treating health care provider. Always keep a photocopy of your claim form and all receipts when you send the originals to Sun Life.

You and the health care provider can always contact Sun Life at 1-866-500-UHIP (8447) to confirm what expenses are covered under UHIP. This is always a good idea if you are not sure.

Completing and Submitting a UHIP Claim Form

To make a request for reimbursement, you will need to fill out a UHIP claim form.  

To learn how to complete a claim form, click here for step-by-step instructions.

All completed forms, including original receipts or bills, should be mailed to:

Sun Life Assurance Company of Canada
Claims Department
PO Box 2015 STN Waterloo
Waterloo ON, N2J 0B1

Claim Processing & Status

Payment will be processed and a cheque mailed to you or the health care provider within seven calendar days from the date the UHIP claim form is received at Sun Life. If you prefer to receive reimbursement by direct deposit into your Canadian bank account, you will need to provide your banking information to Sun Life at To learn more, view the Sun Life webinar How to Sign Up for Direct Deposit.

You may also sign-in to to follow the status of any recently submitted claim. To learn more, view the Sun Life webinar How to Check the Status of a Claim.

Submission Deadline

All claims must be submitted to Sun Life no more than 12 months after the date you received the health or medical service; otherwise, you may not be reimbursed. 

Download a UHIP claim form

To download a claim form, please click here

You can also download a claim form on 

To learn how to complete a claim form, click here for step-by-step instructions.

Link to all about UHIP
Link to Register to get your coverage card
Link to Your Coverage
Link to make a claim

The information presented on this website summarizes the main aspects of UHIP. Your actual benefits from UHIP will be determined according to the terms and conditions of the insurance contract with the UHIP insurer. No typographical or mechanical error made by a university or any of the parties to the UHIP insurance contract will invalidate insurance otherwise in force, or continue insurance otherwise terminated under the insurance policy's terms and conditions.

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